THE 65-10-15-10 MONEY CLARITY KIT
 
A Downloadable Digital Budgeting Kit to Help You Know Where Your Money Is Going
 
NEW VISION, LLC
Helping Individuals and Families Move from Financial Stress to Peace, Clarity, and Control
 
David E. White
Author | Blogger | Financial Educator
 
Peace. Clarity. Control.
 
PRODUCT DESCRIPTION
 
The 65-10-15-10 Money Clarity Kit is a downloadable digital product created to help you organize your monthly income, review your spending, and better understand where your money is going.
 
This digital kit uses a simple 65-10-15-10 budgeting system:
 
65% for Needs
10% for Savings
15% for Investing & Growth
10% for Giving or Debt Payoff
 
Inside this downloadable kit, you will receive educational worksheets, example calculations, spending review sections, and a simple action plan to help you compare your target numbers to your actual spending.
 
This product is delivered digitally. No physical product will be shipped.
 
WHAT’S INCLUDED
 
Quick Start Guide
 
65-10-15-10 Rule Explanation
 
Example Monthly Income Calculation
 
Money Clarity Worksheet
 
Monthly Income Worksheet
 
Budget Category Target Worksheet
 
Current Spending Review
 
“What Do You Notice?” Reflection Section
 
First Adjustment Worksheet
 
Final Money Clarity Action Plan
 
Next-Step Planning Section
 
Educational Disclaimer
 
WHO THIS DIGITAL KIT IS FOR
 
This digital kit is for individuals and families who want a clearer understanding of monthly income, spending, savings, debt, and future planning.
 
It may be helpful if you are asking:
 
Where is my money going?
 
Why does my money feel tight?
 
Am I spending too much in one area?
 
What category needs my attention first?
 
How can I create a simple starting point for better money decisions?
 
WHY THIS KIT MATTERS
 
Many people feel financial stress because they do not have a clear picture of where their money is going.
 
This digital kit gives you a simple structure to review your money.
 
Instead of guessing, you can compare your real spending to a clear plan.
 
That comparison creates clarity.
 
When your money has direction, you gain clarity.
 
When you gain clarity, you can make better decisions.
 
Better decisions can lead to more peace, clarity, and control.
 
IMPORTANT NOTE
 
The 65-10-15-10 Money Clarity Kit focuses on helping you understand where your money is going each month.
 
The NEW VISION, LLC Burn Rate Calculator Kit is a separate resource designed to help you look deeper at how long your money may last over time.
 
DIGITAL DELIVERY
 
This is a digital product.
 
After purchase, you will receive access to download the kit.
 
No physical product will be mailed or shipped.
 
EDUCATIONAL PURPOSE ONLY
 
This kit is for educational purposes only.
 
It is not financial, investment, tax, legal, insurance, or retirement planning advice.
 
Your personal situation may be different. Before making major financial decisions, consider speaking with a qualified financial, tax, legal, insurance, or retirement professional.
 
ABOUT NEW VISION, LLC
 
NEW VISION, LLC provides practical financial education to help individuals and families move from financial stress to peace, clarity, and control.
 
Through books, blog articles, digital products, and educational resources, NEW VISION, LLC focuses on helping people better understand budgeting, saving, retirement planning, and financial decision-making.
 
Peace. Clarity. Control.
 
NEW VISION, LLC
David E. White
Author | Blogger | Financial Educator